You're within budget
Today's summary
Quick stats
Your Financial Story
In April, you earned ₹0. You spent ₹3,890 on lifestyle, and invested ₹0 toward future wealth. At this pace, you could save ₹5.2L by year's end.
You’re in Control 👍
You've cut spending by 95%. Groceries, Dining Out saw the biggest drops.
Wealth Projection
If you maintain this savings rate, you could accumulate ₹5.2L this year. This reinforces future thinking.
Fun Fact
Your Dining Out spend is equivalent to 2 Netflix subscriptions.
Upcoming Payment
Your recurring payment for Airtel Broadband is due in 3 days. (₹1,179)
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My salary journey
0%
Savings Rate
Savings rate ↓ -39.6% vs last month₹1,297 / day
Your Burn RateMilestone Reached! You crossed ₹10,00,000 in net worth.
Dining Out is your top expense this month.
Shopping spending dropped 71%! Nice job.
Groceries spending dropped 92%! Nice job.
Transport spending dropped 90%! Nice job.
● Spending Analysis
● Cashflow & Commitments
Income
₹15,000Expenses
₹1,179Invest
₹0Transfers
₹0● Future Forecast
How is this forecast calculated?
The projection is based on your average monthly spending over the last 6 months. It assumes a consistent spending pattern to help you plan for future months.
How It Works
Track All Your Money in One Place
Create separate accounts for each place your money lives. Your Net Worth is automatically calculated as the sum of all account balances.
Bank Accounts
Add your savings and checking accounts. Balance updates automatically when you log expenses or income.
Cash
Track cash in hand separately. Great for everyday small expenses.
Investment & Credit Card Accounts
Add investment portfolios and credit cards. Credit card balances are treated as debt and subtracted from net worth.
Move Money Between Accounts
Transfers let you move money between your own accounts without affecting your expenses or income. Your Net Worth stays unchanged.
Select Source & Destination
Pick which account to send from and which to receive.
Enter Amount
Both accounts are updated instantly. Source is debited, destination is credited.
Not an Expense
Transfers are NOT recorded as expenses or income. They just redistribute your money.
Track Credit Card Spending & Payments
Credit card accounts work differently — they start at ₹0 and go negative as you spend. When you pay the bill, use a Transfer to bring it back to zero.
Create a Credit Card Account
Go to Accounts → Add Account → Select "Credit Card" type. Set initial balance to 0.
Log Expenses to the Card
When adding an expense, select your credit card as the account. The balance will go negative (representing debt).
Pay the Bill via Transfer
Create a Transfer: From "Bank Account" → To "Credit Card". This pays off the debt without creating an expense.
Track Your Investments & Watch Them Grow
Investment accounts let you track mutual funds, stocks, fixed deposits, and more. Fund them via Transfers and update the balance as they grow.
Create an Investment Account
Go to Accounts → Add → Choose "Investment Account". Name it after your fund or portfolio.
Fund via Transfer
Use Transfers to move money from your bank to the investment account. This keeps your expenses clean.
Update as Value Grows
Periodically edit the account balance to reflect market gains or losses. Your net worth updates automatically.
Set Spending Limits & Stay on Track
Budgets let you set monthly spending limits per category. You'll see visual progress bars and get alerts when you're close to your limit.
Set Category Limits
Go to Categories → Edit a category → Set a monthly budget limit (e.g., Food = ₹500).
Monitor Progress
The dashboard shows color-coded progress: Green (safe), Yellow (near limit), Red (over budget).
Get Smart Alerts
The Smart Insights section warns you when categories are approaching or exceeding their limits.
Automate Your Regular Transactions
Set up recurring transactions for things that happen on a schedule — salary, subscriptions, SIPs, rent, and more. They get logged automatically!
Recurring Income
Set up your monthly salary, freelance payments, or dividends to be logged automatically.
Recurring Expenses
Netflix, rent, electricity — add them once and they show up every month.
Recurring Investments
Track SIPs and auto-investing. Transactions are created on the date you specify.