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Oct 2026

Salary cycle: 01 Oct - 31 Oct

Where Did My Salary Go?
Your Financial Story

In October, you earned ₹1.2L. You spent ₹52,818 (44%) on lifestyle, and saved ₹67,182 (56%) for your future (including ₹10,000 invested). At this pace (using your year-to-date average), you could save ₹20.3L by year's end.

Money Flow Analysis
On a Roll!

This is your 2nd month in a row staying under budget.

Wealth Projection

If you maintain this pace (based on year-to-date average savings), you could accumulate ₹20.3L this year.

Fun Fact

Your Rent spend is equivalent to 7 premium Gym memberships.

Actionable Alerts
Traffic Alert

You're pacing 321% higher than usual. Slow down to stay on track!

Spending Speed Alert

Trends show you might overspend on 5 categories soon (Rent, Travel, etc).

Budget Breached

Even strong months have leaks. 3 categories exceeded limits: Dining Out: ₹3,846, Groceries: ₹792, Utilities: ₹529.

Share Your Financial Snapshot

Generates a beautiful summary card of your financial health.

Net Worth →
₹80.3L
₹67,182 +0.8% this month
Income
₹67,182
₹1.2L
₹53,654 -30.9% vs last month
Spent
₹52,818
₹6,449 -10.9% vs last month
Invested
₹10,000
₹0 vs last month
Smart Insights (October)
Spending Pace
Over budget
₹7,545 / day
Burn rate ↑ 282% vs last month
₹52,818 spent ₹77,000 budget
₹2.3L
Projected total spend
₹1.6L
Projected over budget
Impulse vs planned spend ratio
October 2026
2%
Planned (₹1,179)
98%
Impulse (₹48,564)
Planned: expenses matching your active recurring transactions. Impulse: everything else. Last month was 98% impulse: same as last month.
Financial Health (October)
Excellent
56.0%
Savings rate
₹67,182 saved of ₹1.2L income
Savings progress

● Spending Analysis

Daily Expenses for This Month
↓ ₹6,449 vs last month
Top Categories
Rent
0% vs last month
₹18,000 ₹18,000
Dining Out
↓ 38% vs last month
₹8,846 ₹5,000
Groceries
↓ 4% vs last month
₹6,792 ₹6,000
Travel
↑ 1% vs last month
₹4,541 ₹10,000
Utilities
↑ 2% vs last month
₹4,529 ₹4,000
Category Distribution
Recent Activity
Zepto/Blinkit Orders
Oct 25 • Groceries
-₹1,646
Edit expense: Zepto/Blinkit Orders
Uber/Auto Spends
Oct 25 • Transport
-₹598
Edit expense: Uber/Auto Spends
Weekend Swiggy/Dining
Oct 25 • Dining Out
-₹1,957
Edit expense: Weekend Swiggy/Dining
Indie Developer Income for October 2026
Oct 20 • 🚀 Freelance Gig
+₹10,000
Edit income: Indie Developer Income for October 2026
ICICI Amazon Pay Card Bill Settlement
Oct 20 • HDFC Bank (Main) → ICICI Amazon Pay Credit Card
₹2,800
Edit transfer: ICICI Amazon Pay Card Bill Settlement

● Cashflow & Commitments

Recurring Commitments

Income

₹15,000

Expenses

₹1,179

Invest

₹0

Transfers

₹0
Recurring Net Commitment Based on recurring transactions
+₹13,821
Recurring Items
Payment Method

● Future Forecast

Expense Projection
Based on last 6 months

How is this forecast calculated?

The projection is based on your average monthly spending over the last 6 months. It assumes a consistent spending pattern to help you plan for future months.