Features Net Worth Pricing Live Demo Start Free

Know exactly where your money
is going and where it's headed.

TrackMyRupee is personal finance distilled to the essentials. Quiet, simple, and completely yours.

TrackMyRupee Dashboard

Just type. We'll handle the rest.

Forget navigating through complex menus. Spend less than 3 seconds typing what you bought, and TrackMyRupee automatically extracts the amount, categorizes it, and saves it. Try it right here.

tea at tapri 20 500 swiggy dinner ₹450 uber to office
Parsed instantly in your browser
₹0
Other
Description
...
The Philosophy

TrackMyRupee is built for people who want to understand their spending — without all the noise.

What it is
  • Privacy as a non-negotiable.
  • Your data, on your terms.
  • Direct, useful insights.
  • Fast, simple logging.
  • Built for Indian Rupees (₹).
What it's not
  • Reading your private SMS.
  • Asking for bank logins.
  • Selling data to advertisers.
  • Gamification or fluff.
  • A social network for money.
Sound familiar?

Salary credited.
Three weeks later — gone.

Most people have no idea where their money actually went. Not because they're careless, but because they've never had a clear picture.

"I do SIPs and still feel broke every month."
You're investing but can't see how it's adding up. Net worth tracking shows you the full picture — your savings account, investments, and credit card balance in one number.
"I tried Walnut and Money Manager. Both felt invasive."
TrackMyRupee never reads your SMS or asks for your bank login. You enter what you want to track. Your data stays yours.
"Excel worked until I got lazy updating it."
Built-in recurring transactions handle your SIPs, rent, and subscriptions automatically. You only log the unplanned spending — takes 30 seconds a day.
"I want to save more but don't know where to cut."
AI insights show which categories are quietly growing month over month — and exactly how much you'd save by trimming each one.
TrackMyRupee doesn't add to that noise. It cuts through it.
Net Worth Over Time
Oct Dec Feb Mar
6-month growth
+₹2,14,000
Savings rate
41.6%
The Perspective

Stop tracking expenses.
Start tracking wealth.

Knowing where your money goes is step one. Watching your net worth grow is what changes your financial life.

All your accounts. One number that matters.

Add your savings account, fixed deposits, mutual funds, stocks, PPF — and your credit cards and loans. TrackMyRupee calculates your real net worth and updates it as you track transfers between accounts.

Everything you need

Built for your financial peace of mind

From salary day to savings goals, every feature is designed around how you actually manage money — with intelligence and privacy.

Smart Insights
Identify quiet spending leaks before they become habits. Our AI categorises your trends to show exactly where you can save.
Indian Salary Cycle Focus
Track your month from the day your salary hits, not just the 1st. Handles month-end crunches and mid-month spikes naturally.
Visual Net Worth Tracking
Stop staring at transaction lists. See the big picture with real-time views of your growth across all accounts (Savings, SIPs, Credit Cards).
Automated SIP & Rent
Set up recurring transactions once. We handle the 90% of your budget that stays the same, so you only log the parts that change.
Savings Goals & Projections
Set goals for your future and see exactly how your current saving pace will get you there. We handle the math, you focus on the dream.
Hindi & Marathi Support
Finance tracking should feel natural in your own language. TrackMyRupee is fully translated for English, Hindi, and Marathi users.
Multi-currency Ready
Track expenses in any currency. Perfect if you travel, work abroad, or have foreign investments alongside your INR finances.
Full Data Sovereignty
Export your entire transaction history to CSV whenever you want. Your data is never locked in — it's always yours.
Fast Mobile Web App
Install as a PWA on Android or iPhone — no App Store required. Works offline. Feels like a native app, launches in seconds.
Available in your language:
🇬🇧 English
🇮🇳 हिंदी
🇮🇳 मराठी
More coming soon

Your money data is not for sale

Most finance apps make money by selling your financial behaviour to advertisers. TrackMyRupee is built on the opposite principle.

We make money from transparent subscriptions, not from monetising your spending patterns. This means our only incentive is to build the best product for you — not to find more ways to exploit your data.

🔒
No ads. No tracking. No profiling.
Just clear, honest tools for your money.
The Business Model
Subscription-powered
You are the customer, not the product. We are accountable only to you.
Safe by design
By never connecting to banks or reading SMS, we have nothing to leak or lose.
Pro-User ALWAYS

Life before and after TrackMyRupee

Before
  • Salary disappears by the 20th every month
  • Excel sheets you stop updating after week 2
  • No idea what your actual net worth is
  • Spending on Swiggy and subscriptions you forgot about
  • Saving "whatever is left" — usually nothing
  • Apps that read your SMS or need your bank login
After
  • Know exactly where every rupee went, on any day
  • Recurring transactions log themselves automatically
  • Net worth number that grows visibly month over month
  • Alerts when any category starts quietly creeping up
  • Savings rate target that you actually hit
  • Complete privacy — your data never leaves your control

Less than ₹2 a day to understand your money

Start free forever. Upgrade only when you want more power. No hidden charges, no annual tricks.

Monthly
Yearly Save ~40%
Free

Taste it, trust it

₹0
forever
EXPENSES & TRACKING
Expenses / month 90
Accounts 2
Recurring transactions 2
Budget categories 5
Savings goals 1
Email notifications No
ANALYTICS & INSIGHTS
Dashboard Full
Net worth tracking 2 months
AI insights Yes
Export CSV
Year in Review
SUPPORT
Support Community
Pro

Full financial command

₹999
per year
EXPENSES & TRACKING
Expenses / month Unlimited
Accounts Unlimited
Recurring transactions Unlimited
Budget categories Unlimited
Savings goals Unlimited
Email notifications Yes
ANALYTICS & INSIGHTS
Dashboard Full
Net worth tracking Unlimited
AI insights Yes
Export CSV / PDF Yes
Year in Review Yes
SUPPORT
Support Priority email

14-day money back guarantee on paid plans. No credit card required for free tier.

Trusted by hundreds of real users

"Finally a finance app that doesn't read my SMS! The Net Worth tracker is a game-changer for my SIP planning."
AG
Aditya G.
Software Engineer, Bangalore
"TrackMyRupee helped me find ₹15k in 'hidden' subscriptions I'd forgotten about. Simple, fast, and very Indian-context friendly."
SR
Sneha R.
Marketing Consultant, Mumbai
"The '₹80k question' story hit home. Been using it for 6 months and my savings rate has actually gone up by 15%."
RK
Rahul K.
Project Manager, Pune
The Human Side
Omkar Pathak
If TrackMyRupee were a person, they’d be your quiet friend who listens more than they talk — but when they do speak, it’s exactly what you need to hear.
Omkar Pathak
Indie Developer · Pune, India

We respect your privacy above all else. If you'd rather not use our cloud, TrackMyRupee is fully open source—meaning you can host it yourself and stay 100% in control of your data.

Source Code
Ready to begin?

A calm financial life is just a click away.

Free forever. Takes 2 minutes to set up. Available in English, Hindi and Marathi.