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All Features

Comprehensive tools designed to transform your personal finance.

Smart Tracking & Insights

Understand your spending patterns with AI-powered analytics.

Beautiful Bento Dashboard

Your financial life summarized in a modern, glanceable bento grid. Everything from net worth to monthly cash flow in one stunning view.

Spot spending leaks before they become habits

AI categorises your trends and shows exactly which buckets are growing month over month.

Your month starts when your salary hits

Not on the 1st. TrackMyRupee follows your actual salary cycle - month-end crunches and all, enabling smart salary-cycle budgeting that fits your real income pattern.

Watch your net worth grow

One real-time number across savings, SIPs, and credit cards. Includes automatic SIP tracking to monitor your mutual fund investments and watch your trajectory grow.

Planning & Goals

Plan ahead and achieve your financial milestones.

Set recurring expenses once, forget them forever.

Set up your SIPs, rent, and subscriptions once. Only log what changes, takes 30 seconds a day.

See exactly when you'll hit your goals

Set a savings target and get a projected date based on your real saving pace - not guesswork.

Loan Manager with EMI Calculator

Plan before you borrow. Preview your monthly EMI instantly. Track multiple loans, manage floating rates, and visualize your amortization schedule.

Smart Budgets & Spending Limits

Set monthly category budgets and get real-time alerts when you're approaching limits. Visual progress bars show exactly how much you've spent vs your plan.

Trust & Control

Your data is yours. Full privacy and data sovereignty with a secure manual expense tracker for India.

Your data is never locked in

Export your full transaction history to CSV anytime. Enjoy the security of a no SMS access expense manager that keeps your financial details private.

Balanced Double-Entry Ledger

Bank-grade accounting. Every transaction is recorded twice to ensure data integrity. Auto-reconciliation detects discrepancies and keeps your records spotless.

Extended Account Types

Track Savings, Cash, Credit Cards, Loans, and Investments independently. Includes manual valuation updates for hard-to-track assets like real estate.

Global & Mobile

Works everywhere, feels natural in your language.

Advanced Transaction Filters

Find any transaction instantly. Sift through your ledger by custom date ranges, multiple categories, specific accounts, and payment methods.

Track in your own language

Fully translated in English, Hindi, and Marathi - finance that feels natural to read.

Multi-currency Ready

Track USD, EUR, or any currency alongside ₹. Useful if you travel, freelance, or hold foreign investments.

Feels like an app. No install required.

Save it to your home screen (PWA). Works offline for reading, feels as fast as a native app, takes 0MB storage.

Year in Review & Monthly Reports

Automated financial storytelling. Get your annual spending wrap-up and monthly summaries delivered to your inbox. Understand your money habits at a glance.