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The Financial Operating System for India.
TrackMyRupee unifies your entire wealth.

Track your net worth, double-entry ledger, investments, loans, and monthly cashflow in one privacy-first powerhouse. No bank passwords required. No SMS reading.

Launch Your Financial System Explore Live Demo →
It's free, takes 2 minutes Used by 240 professionals
Bangalore Mumbai Pune Hyderabad Delhi and 10 more cities
TrackMyRupee Desktop Dashboard
TrackMyRupee Mobile App
Net Worth Trajectory
1M 6M 1Y ALL
₹18,45,000
+14.2% YoY
Oct Dec Feb Mar
Asset Distribution 4 Account Types
6-Month Growth
+₹2,14,000
Savings Rate
41.6%
YOUR FINANCIAL PICTURE

Everything your salary story needs.
Know your real net worth.

Track your PF, PPF, NPS, mutual funds, FDs, RDs, and credit cards - everything that makes up your real Indian net worth without logging into 6 different apps.

ZERO-FRICTION INPUT

Just type. We'll handle the rest.

Forget navigating through complex menus. Spend less than 3 seconds typing naturally, and TrackMyRupee automatically extracts the amount, routes it to your double-entry ledger, and updates your net worth.

tea at tapri 20 500 swiggy dinner ₹450 uber to office
Parsed instantly in your browser
₹500
Food
Description
For lunch with friends
No SMS reading
|
No bank login required
|
Your data, always yours
The Problem

Salary credited.
Three weeks later... where did it go?

Sound familiar?

"I do SIPs and still feel broke every month."
Your savings account, investments, and credit card balance in a single net worth number — so you can finally see it growing.
"I tried Walnut and Money Manager. Both felt invasive."
TrackMyRupee never touches your SMS or bank. You log what you want to track. Nothing more.
"I want to save more but don't know where to cut."
AI insights surface which categories are quietly bleeding money month over month — and by exactly how much.
THE POWERHOUSE SYSTEM

One platform. Everything your personal finance operating system needs.

🏦
Loan & EMI Amortization — floating rates + early payoff planner
📊
Double-Entry Accounting Engine — zero-leakage precision
🎯
Capital Events & Milestones (isolate large purchases without skewing monthly budgets)
🏠
Multi-Asset Portfolio Tracker (track EPF, PPF, NPS, mutual funds, FDs, gold & real estate)
📈
12-Month Net Worth Analytics — real-time trajectory and savings targets
🔒
Sovereign Data & DPDPA Compliant — 100% private, self-hostable option, instant CSV export
Built around how you actually spend

Built for how Indian salaried professionals actually live.

Spot spending leaks before they become habits
AI categorises your trends and shows exactly which buckets are growing month over month.
Watch your net worth grow
One real-time number across savings, SIPs, and credit cards. Not a list of transactions - a trajectory.
Set recurring expenses once, forget them forever.
Set up your SIPs, rent, and subscriptions once. Only log what changes, takes 30 seconds a day.
See exactly when you'll hit your goals
Set a savings target and get a projected date based on your real saving pace - not guesswork.
Track in your own language
Fully translated in English, Hindi, and Marathi - finance that feels natural to read.
Multi-currency Ready
Track USD, EUR, or any currency alongside ₹. Useful if you travel, freelance, or hold foreign investments.
Your data is never locked in
Export your full transaction history to CSV anytime. No permission needed, no hoops to jump through.
Feels like an app. No install required.
Add to your home screen as a PWA on Android or iPhone. Works offline. Launches in under 2 seconds.
Loan Manager with EMI Calculator
Plan before you borrow. Preview your monthly EMI instantly. Track multiple loans, manage floating rates, and visualize your amortization schedule.
Explore All Features
Available in your language:
🇬🇧 English
🇮🇳 हिंदी
अपनी भाषा में अपने पैसों को समझें
🇮🇳 मराठी
More coming soon
WHY TRACKMYRUPEE

Most finance apps sell
your behaviour. We don't.

TrackMyRupee runs on subscriptions. Your data has no role in our business model, and never will.

No ads, ever
We don't run ads. We don't sell to ad networks. We don't build profiles.
Safe by design
We never connect to your bank or read your SMS. So there's nothing sensitive to leak.
You're the customer
Subscription-funded. Our only job is to make the product better for you.
THE HONEST COMPARISON
✕ Fi Money
Requires their savings account. You're locked into their ecosystem.
✓ TrackMyRupee
Works with any bank, any account, any combination.
✕ INDmoney
Connects directly to your Zerodha or bank, powerful but invasive.
✓ TrackMyRupee
Never touches your accounts. You log what you choose.
✕ Walnut / ET Money
Built on SMS reading and bank statement parsing.
✓ TrackMyRupee
Has never read a single message. Ever.
✕ Spreadsheets
You eventually stop updating them.
✓ TrackMyRupee
3-second logging and auto-recurring keep it current on its own.
LIFE BEFORE AND AFTER
✕ Before
  • ✕ Salary disappears by the 20th every month
  • ✕ Excel sheets you stop updating after week 2
  • ✕ No idea what your actual net worth is
  • ✕ Saving "whatever is left", usually nothing
✓ After
  • ✓ Know exactly where every rupee went, on any day
  • ✓ Recurring transactions log themselves automatically
  • ✓ Net worth number that grows visibly month over month
  • ✓ Savings rate target that you actually hit
Open source, view on GitHub HTTPS encrypted, always DPDPA-aligned data handling Export anytime, never locked in
Simple pricing

Less than a chai a day. More clarity than any spreadsheet.

Replaces your expense logger, loan calculator, net worth tracker, and spreadsheets for less than ₹1.3/day. Start free, upgrade when you're ready.

Trusted by paying subscribers across India — no investors, no pressure, just a product people choose to pay for.

Monthly
Yearly Save ~40%
Free

Try it at your own pace

₹0
forever
EXPENSES & TRACKING
Expenses / month 90
Accounts 2
Loans —
Recurring transactions 2
Budget categories 5
Savings goals 1
Email notifications —
ANALYTICS & INSIGHTS
Dashboard Full
Net worth tracking 2 months
AI insights ✓
Export CSV —
Year in Review —
SUPPORT
Support Community
Get started free
Plus

For the serious saver

₹499
per year
EXPENSES & TRACKING
Expenses / month Unlimited
Accounts 10
Loans 1
Recurring transactions 5
Budget categories 15
Savings goals 5
Email notifications ✓
ANALYTICS & INSIGHTS
Dashboard Full
Net worth tracking 6 months
AI insights ✓
Export CSV ✓
Year in Review ✓
SUPPORT
Support Email
Get Plus
Pro

Everything, unlimited

₹999
per year
EXPENSES & TRACKING
Expenses / month Unlimited
Accounts Unlimited
Loans Unlimited
Recurring transactions Unlimited
Budget categories Unlimited
Savings goals Unlimited
Email notifications ✓
ANALYTICS & INSIGHTS
Dashboard Full
Net worth tracking Unlimited
AI insights ✓
Export CSV / PDF ✓
Year in Review ✓
SUPPORT
Support Priority email
Get Pro

14-day money back guarantee on paid plans. No credit card required for free tier.

Trusted by users

Used and trusted by salaried professionals across India

"Finally a finance app that doesn't read my SMS. The net worth tracker is a game-changer for SIP planning."
AG
Aditya G.
Software Engineer, Bangalore
"Found ₹15k in forgotten subscriptions within the first week. Simple, fast, and built for how Indians actually spend."
SR
Sneha R.
Marketing Consultant, Mumbai
"Been using it 6 months. My savings rate has genuinely gone up by 15%."
RK
Rahul K.
Project Manager, Pune
Built with purpose, not VC pressure
Omkar Pathak
I'm Omkar and I built TrackMyRupee after a month where I earned well, invested on time, and still couldn't account for ₹40,000 of my salary. Every app I tried wanted my bank access to solve a problem I had created myself. So I built something that doesn't.
Omkar Pathak
Founder · Pune, India
Ready to begin?

Your salary deserves a better story. Start writing it today.

Free forever. 2 minutes to set up. No bank access needed.

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